Taking care of your teeth over the course of your life is critical, as regular and sufficient dental care will be instrumental in your overall good health – as well as your overall quality of life. For far too many people, however, this dental care is neglected. Unfortunately this is reflected in the data surrounding… Continue reading What You Need To Know About The Care And Keeping Of Your Teeth
When to Install Solar Panels on the Home
Energy is a resource that humanity has always needed, and before the Industrial Revolution, most energy came from human or animal labor. Oxen and horses plowed the fields, men built tools, women were textile experts, and horses even served as transport and war mounts as well. All of this changed, and gender norms for some… Continue reading When to Install Solar Panels on the Home
Common Metrics for Valuing Real Estate
Many times, you will see triple net leases, and occasionally double net leases where the tenant is responsible for all the maintenance, tax costs, insurance and utilities. The landlord may have some remaining responsibilities – say the roof and structure, but by and large, the landlord can focus on being a financial owner rather than… Continue reading Common Metrics for Valuing Real Estate
So you just received an IRS 5071c letter. What do you do?
Could it be a scam? If it’s a phone call, or an email, then absolutely, it’s a scam. However, if it’s a letter, then it may be legitimate. Make sure though that you check the content against the content on the IRS website, and make sure that you are using the IRS website to verify… Continue reading So you just received an IRS 5071c letter. What do you do?
What do you do when you own bonds or stocks issued by a bankrupt company?
Ok so you own securities in a bankrupt company. If they’re stock, you’re probably going to be wiped out. If you own bonds, you are a creditor in the bankruptcy proceedings. Depending on how the proceedings go, you may get shares or bonds in the company. Or you may get cash as the company sells… Continue reading What do you do when you own bonds or stocks issued by a bankrupt company?
Crowdfunding Real Estate?
Kickstarter and GoFundMe have made huge waves and created a new road for projects to take to get funded. A lot of bright individuals have had the idea to create similar sites for investments. Real Estate has been a natural target market for this because the large dollar sums and lack of liquidity in many… Continue reading Crowdfunding Real Estate?
Financial Engineering for Small Businesses?
Large companies continually change the composition of their balance sheets to use their capital as efficiently as possible and to maximize their profitability. While small business owners can’t issue billion dollar bonds at 2% interest, there are a few things that small businesses can structure their assets. Read more:
Reverse Mortgages for Retirees – Boon or Bane?
It’s a commonly quoted statistic that nearly half of American families have no retirement savings. For many people facing retirement, their homes may be the only asset they have to help fund their post career living expenses. Over the last few years there have been a lot of stories about reverse mortgages where retirees sell… Continue reading Reverse Mortgages for Retirees – Boon or Bane?
Donor Advised Funds and Foundations
Donating money to charities can be a great way for a family to make an impact on their community, and to create a lasting legacy. Charitable donations can also make sense as a way to eliminate tax liability. Many times, when a family is considering a donation to charity, the donation they will fund the… Continue reading Donor Advised Funds and Foundations
Life Insurance: The Usages
They say that when you’re a hammer, all the world’s a nail. It seems like life insurance salespeople will try to sell you life insurance as a solution to almost any problem you may have. We’ll give you a bit of a quick primer on some of the various ways life insurance is used. These… Continue reading Life Insurance: The Usages