What Is the Means Test?

If you have been considering filing for bankruptcy, you’ve probably heard about the “means test,” a requirement for filing Chapter 7 Bankruptcy in US courts. Bankruptcy, by definition, depends on not having enough money to pay off one’s debts, let alone money to save or spend. Therefore it is a function of total net income,… Continue reading What Is the Means Test?

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Taxes and the Gig Economy

Like it or not, the gig economy is here to stay, especially for younger workers and job searchers. While, according to a study from Intuit, 34 percent of workers under 30 are working temporary and/or independent contractor jobs at any given time, and statistics from the BLS show about another 10 percent are permanently freelancers… Continue reading Taxes and the Gig Economy

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Home Insurance Costs

Do you know how much your home insurance costs? Premiums and fees can vary widely from one broker or insurer to another, yet many homeowners simply accept the insurance included with their mortgage, paying more than they have to. Check out our tips to lower your home insurance costs by optimizing your deductibles, appraising your… Continue reading Home Insurance Costs

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Healthy Dessert

I’ve always loved to eat and drink sweet things, but I’ve learned that there are lots of food and drink options that aren’t so bad for you! Check out my healthy dessert blog to educate you on food and drink options that are healthy and taste excellent, and learn more information about food and drink… Continue reading Healthy Dessert

Skiing Video

It may be spring, and the snow may be melting on your favorite slopes, but like it or not winter is only a few short months away. While you’re off the mountain, you can always watch a skiing video or two for some inspiration. Learn a few new tricks, check out some western or Alpine… Continue reading Skiing Video